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	<title>Ed Earns &#187; sm megamall</title>
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	<link>http://edearns.com</link>
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		<title>Danvil Plans: conclusion</title>
		<link>http://edearns.com/miscellaneous/danvil-plans-conclusion/</link>
		<comments>http://edearns.com/miscellaneous/danvil-plans-conclusion/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 11:32:13 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[danvil request for refund]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[hardsell]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[Probe]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[request for refund]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[scam danvil]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Security of Exchange and Commission]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=366</guid>
		<description><![CDATA[Just wanted to create this entry in order to list down my Danvil Plans entries in this blog. In conclusion, I don&#8217;t think this is a scam considering that I got my money back. But then again, I hate their way of selling. &#8216;Nuf said. Here are my entries. Click on the links for a [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Danvil Plans Inc: got the refund!</title>
		<link>http://edearns.com/miscellaneous/danvil-plans-inc-got-the-refund/</link>
		<comments>http://edearns.com/miscellaneous/danvil-plans-inc-got-the-refund/#comments</comments>
		<pubDate>Sat, 20 Jun 2009 15:42:12 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[Berkley International Plans]]></category>
		<category><![CDATA[Berkley Plans]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[Chinabank]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[SM Cebu]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=350</guid>
		<description><![CDATA[After I called Danvil and have confirmed that they already have my check for the policy that I enrolled, I had to find a way to claim the actual check. I couldn&#8217;t just go to Manila just for the check because it would be unwise as I don&#8217;t have enough money for the fare. I [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Danvil Plans Inc: claiming the check</title>
		<link>http://edearns.com/miscellaneous/danvil-plans-inc-claiming-the-check/</link>
		<comments>http://edearns.com/miscellaneous/danvil-plans-inc-claiming-the-check/#comments</comments>
		<pubDate>Sun, 31 May 2009 23:15:03 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[30-45 business days]]></category>
		<category><![CDATA[Berkley International Plans]]></category>
		<category><![CDATA[Berkley Plans]]></category>
		<category><![CDATA[call]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[cedula]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[claiming the check]]></category>
		<category><![CDATA[contact]]></category>
		<category><![CDATA[contact number]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil branch]]></category>
		<category><![CDATA[danvil Makati]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[follow up]]></category>
		<category><![CDATA[IDs]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[OR]]></category>
		<category><![CDATA[Original]]></category>
		<category><![CDATA[original receipt]]></category>
		<category><![CDATA[Passport]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[plan holder]]></category>
		<category><![CDATA[planholder]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[refund check]]></category>
		<category><![CDATA[residence certificate]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[SM Cebu]]></category>
		<category><![CDATA[sm megamall]]></category>
		<category><![CDATA[SSS]]></category>
		<category><![CDATA[telephone number]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=255</guid>
		<description><![CDATA[This is a repost. I forgot what I wrote in this entry but my server crashed and it erased the latest post that I published and I didn&#8217;t do any back up. Bummer. Anyway&#8230; &#8212;&#8212;&#8212;&#8212;&#8212;- After the 30-45 business days of waiting for a response from Danvil, I called them up again to inquire about [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Danvil Plans: following up</title>
		<link>http://edearns.com/miscellaneous/danvil-plans-following-up/</link>
		<comments>http://edearns.com/miscellaneous/danvil-plans-following-up/#comments</comments>
		<pubDate>Wed, 22 Apr 2009 10:12:31 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[30-45 business days]]></category>
		<category><![CDATA[Berkley International Plans]]></category>
		<category><![CDATA[Berkley Plans]]></category>
		<category><![CDATA[call]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil branch]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[follow up]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[OR]]></category>
		<category><![CDATA[original receipt]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[SM Cebu]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=274</guid>
		<description><![CDATA[After a week of submitting my documents to a Danvil branch in SM, I wanted to make sure that the request of cancellation and refund for the endowment plan was being processed. I was already in Cebu so I didn&#8217;t want to waste any minutes of calling long-distance. When I talked to one of their [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Danvil Plans Inc: letter for cancellation and refund</title>
		<link>http://edearns.com/miscellaneous/danvil-plans-inc-letter-for-cancellation-and-refund/</link>
		<comments>http://edearns.com/miscellaneous/danvil-plans-inc-letter-for-cancellation-and-refund/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 12:44:03 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[Berkley International Plans]]></category>
		<category><![CDATA[Berkley Plans]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[SM Cebu]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=165</guid>
		<description><![CDATA[Below is my letter for cancellation and refund when I went to SM North Edsa the day I enrolled for a policy in Danvil Plans Inc. the previous day at SM Megamall. I wrote this impromptu which was quite draining since I didn&#8217;t have a draft paper and I immediately wrote it then and there. [...]]]></description>
		<wfw:commentRss>http://edearns.com/miscellaneous/danvil-plans-inc-letter-for-cancellation-and-refund/feed/</wfw:commentRss>
		<slash:comments>44</slash:comments>
		</item>
		<item>
		<title>danvil plans: request for refund</title>
		<link>http://edearns.com/miscellaneous/danvil-plans-request-for-refund/</link>
		<comments>http://edearns.com/miscellaneous/danvil-plans-request-for-refund/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 05:46:34 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[danvil request for refund]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[policy]]></category>
		<category><![CDATA[Probe]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[request for refund]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[scam danvil]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[Security of Exchange and Commission]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=245</guid>
		<description><![CDATA[The night after I signed up for a Policy in Danvil Plans, I had a hard time sleeping because I suddenly gave 6,650 bucks without much thought or second opinion from another person. That night, I researched about some available information on the net about danvil plans. I googled &#8216;danvil plans scam&#8216; to make sure [...]]]></description>
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		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>my danvil plans story: signing up</title>
		<link>http://edearns.com/miscellaneous/my-danvil-plans-story-signing-up/</link>
		<comments>http://edearns.com/miscellaneous/my-danvil-plans-story-signing-up/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 03:37:51 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[Berkely Plans]]></category>
		<category><![CDATA[Berkley International Plans]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[family first]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[SM Cebu]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=166</guid>
		<description><![CDATA[When I was in Manila for work, I was confronted by an employee from Danvil Plans Inc. (formerly formerly Berkley International Plans or Family First), a company that specializes in selling endowment plans or insurance plans. Anyway, it&#8217;s only now that I decided to blog about it because of the situation in SM Cebu that [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Danvil Plans is here</title>
		<link>http://edearns.com/miscellaneous/danvil-is-here/</link>
		<comments>http://edearns.com/miscellaneous/danvil-is-here/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 12:23:54 +0000</pubDate>
		<dc:creator>Ed Earns</dc:creator>
				<category><![CDATA[miscellaneous]]></category>
		<category><![CDATA[cebu]]></category>
		<category><![CDATA[Danvil]]></category>
		<category><![CDATA[danvil plans]]></category>
		<category><![CDATA[Danvil Plans Inc.]]></category>
		<category><![CDATA[Danvil scam]]></category>
		<category><![CDATA[endowment]]></category>
		<category><![CDATA[Philippines]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[scam]]></category>
		<category><![CDATA[sm]]></category>
		<category><![CDATA[sm megamall]]></category>

		<guid isPermaLink="false">http://edearns.com/?p=231</guid>
		<description><![CDATA[Danvil Plans is here in Cebu, Philippines I have my own story about this company who sells endowment plans when I was in Manila for work. It wasn&#8217;t a pleasant experience on my part because I had to wait for some time before I could get my refund. I was asking myself if Danvil Plans [...]]]></description>
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		<slash:comments>4</slash:comments>
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